Planning for retirement early can put you at a better position because you got to save up more if you start the planning at a later stage. Some who know this truth will beat themselves up for not doing any planning earlier while others will just panic and never face the reality.
It’s not too late if you start to plan today because starting late is better than never get started at all. Refusing to do any planning will just increase your fear and panic.
Retirement is a journey, not a destination. It is a journey made easier by using the right tools, having patience, and a willingness to face up to your fears.
Sound retirement advice begins with good financial advice. If you want to retire, there is a need to build a financial shelter that can weather any storm.
Four pieces of advice:
- Spend less than you earn
- Use credit as a last resort
- Save more than you need to
- Invest for long-term benefits
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