Saturday, May 8, 2010

Need financial help

Plan and simple, you need help. You might be brilliant at managing cash flow and savings, but not so good at investing. You have got the dream job, but is worried about losing it and unprepared for what could happen next in the economy. You are a fantastic investor, but face a struggle to pay for an emergency car repair. You know that you are set for life, but want to make sure your family members can live out their days in comfort, or you are terrified that what you leave behind could tear up your family.

Whatever your situation, there is a reason why you need financial help.

A financial planner’s job is to look at your entire picture and to come up with a plan you can follow for the rest of your days that will take you to your financial goals. It is to do battle with the market, so that when there is a downturn, bear market, or lousy economy, it would not crush your dreams; the stock market does not know when your next tuition payment is due, when you need cash to pay for a wedding or purchase a new car, or when you will pay off the mortgage.

The reason to look for a financial planner should not be to “beat the market”. It should instead be having enough money to do what you want, not about having a once in a lifetime return.

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